Payment Policy

Effective Date: June 15, 2026

At M-G Lawnmower Shop, we are committed to providing a secure, transparent, and convenient payment experience. This Payment Policy outlines the accepted payment methods, payment processing procedures, security measures, and answers to common payment questions.

1. Overview

We accept multiple payment methods to ensure a smooth checkout experience. All transactions are processed securely using industry-standard encryption and payment gateway technology. Your payment information is protected and never stored on our servers.

2. Accepted Payment Methods

M-G Lawnmower Shop accepts the following payment methods:

Credit Cards

  • Visa
  • MasterCard
  • American Express
  • Discover

Digital Wallets

  • PayPal — Log in to your PayPal account at checkout
  • Apple Pay — Available on Apple devices (iPhone, iPad, Mac) using Safari browser
  • Google Pay — Available on compatible devices using Chrome browser

We do not currently accept checks, money orders, wire transfers, cryptocurrency, or cash payments.

3. Payment Security

Your payment security is our top priority. We use industry-standard security measures to protect your financial information:

  • 128-bit SSL Encryption: All payment transactions are encrypted using 128-bit SSL (Secure Socket Layer) technology, ensuring your data is transmitted securely
  • PCI DSS Compliance: Our payment processing partners are PCI DSS (Payment Card Industry Data Security Standard) compliant, meeting strict security requirements for handling credit card information
  • Tokenization: Your complete credit card details are never stored on our servers. Payment processors use tokenization to securely handle your payment information
  • Fraud Detection: We use automated fraud detection tools to identify and prevent unauthorized transactions

If you notice any suspicious activity on your account or believe your payment information has been compromised, please contact us immediately at info@mglawnmowershop.com and notify your bank or credit card company.

4. Payment Processing Timeline

Payments are processed immediately upon order placement. Here’s what to expect:

  1. Order Placement: When you click “Place Order,” your payment method is authorized and charged
  2. Payment Authorization: Your bank or payment provider verifies and approves the transaction
  3. Order Confirmation: Once payment is successfully processed, you will receive an Order Confirmation Email with your order number, receipt, and order details
  4. Charge Appears: The charge will appear on your credit card statement or bank account within 1-3 business days, depending on your financial institution

Important: Your order will not be processed or shipped until payment is successfully authorized. If payment fails, you will be notified immediately, and your order will not be placed.

5. Declined Payments

If your payment is declined during checkout, your order will not be processed. Common reasons for declined payments include:

  • Insufficient funds in your account
  • Incorrect billing address or card information
  • Expired credit or debit card
  • Card issuer security hold or fraud prevention measure
  • Exceeding your credit limit
  • International transaction restrictions

What to Do:

  1. Verify that your billing address matches the address on file with your bank or credit card company
  2. Check that your card number, expiration date, and CVV code are entered correctly
  3. Ensure your card has not expired
  4. Contact your bank or credit card issuer to verify there are no holds or restrictions on your account
  5. Try an alternative payment method (different card or PayPal)
  6. If the issue persists, contact us at info@mglawnmowershop.com for assistance

6. Billing Information

To complete your purchase, you must provide accurate billing information, including:

  • Full name (as it appears on your payment method)
  • Billing address (must match the address on file with your bank or card issuer)
  • Email address
  • Phone number

Providing incorrect or incomplete billing information may result in payment decline or order delays. Please double-check all information before submitting your order.

7. Currency

All prices on M-G Lawnmower Shop are displayed in United States Dollars (USD). All transactions are processed in USD, regardless of your location or the currency used by your bank.

If you are paying with an international credit card or bank account, your financial institution may convert the charge to your local currency and may apply foreign transaction fees. Please contact your bank for details about currency conversion rates and international transaction fees.

8. Sales Tax

Sales tax is calculated at checkout based on your shipping address and applicable state and local tax rates. The total amount due, including sales tax (if applicable), will be clearly displayed before you complete your purchase.

M-G Lawnmower Shop is required to collect sales tax in states where we have a tax obligation. If you have questions about sales tax on your order, please contact us at info@mglawnmowershop.com.

9. No Hidden Fees

We believe in transparent pricing. The total amount shown at checkout is the final amount you will be charged. We do not add:

  • Hidden fees
  • Processing fees
  • Service charges
  • Surcharges for using specific payment methods
  • Shipping fees (all orders ship FREE within the U.S.)

The only additional charges that may apply are sales tax (based on your location) and return shipping costs (if you choose to return an item for a reason other than defect or damage).

10. Payment Disputes and Chargebacks

If you have a concern about a charge on your account, please contact us first at info@mglawnmowershop.com before disputing the charge with your bank or credit card company. We are committed to resolving payment issues quickly and fairly.

Chargeback Policy:

If you initiate a chargeback or payment dispute with your bank without contacting us first, we may:

  • Suspend your account pending resolution
  • Provide documentation to your bank or credit card company to contest the chargeback
  • Restrict future orders if chargebacks are found to be unjustified

We prefer to work directly with you to resolve any payment concerns before chargebacks are filed.

11. Refunds

Refunds for returned items are processed according to our Return and Refund Policy. Refunds are issued to the original payment method used at checkout and typically take 7-10 business days to process, plus an additional 3-7 business days for your bank to post the refund.

For detailed information about returns and refunds, please review our Return and Refund Policy.

12. Order Changes and Cancellations

If you need to change or cancel your order, please contact us immediately at info@mglawnmowershop.com with your order number.

Before Shipment: If your order has not yet shipped, we may be able to modify or cancel it and issue a full refund.

After Shipment: Once your order has shipped, we cannot cancel or modify it. You will need to receive the item and initiate a return according to our Return and Refund Policy.

13. Contact Information

If you have any questions about payment methods, billing, security, or encounter any issues during checkout, please contact us:

Company Information

Business name: M-G Lawnmower Shop
Address: 4569 S Centinela Ave, Los Angeles, CA 90066, United States
E-Mail: info@mglawnmowershop.com
Phone: +1 310-822-6384

Customer Service Opening Hours:
Monday-Friday: 9:00 AM – 5:00 PM
Saturday-Sunday: Closed
Time Zone: Pacific Time (PT)

Response Time: We respond within 1 business day